Plaintiff s Claim 5001 to 10000Cal. Super. - 6th Dist.January 6, 20201/8/2020 08:49 AM PST TO:14088822892 Plaintiff‘s Claim and ORDER to Go to Small Claims Court FROM : 8189797180 Page: 2 Notice to the person being sued: ' You are the defendant if your name is listed in® on page 2 of this form. The person suing you is the plaintiff, listed in® on page 2. You and the plaintiff must go to court on the trial date listed below. Ifyou do not go to coun, you may lose the case. Ifyou lose, the court can order that your wages, money, or property be V taken to pay this claim. ' Bring witnesses, receipts, and any evidence you need to prove your case. ‘ Read this form and all pages attached to understand the claim against you ' and to protect your rights. Clerk stamps dale here when form is filed. Fill in court name and street address: Superior Court of California, County of Santa Clara Superior Court . l9! N. First St. San Jose, CA 951 l3 Old Courthouse Aviso al Demandado: ' Usted es cl Demandado si su nombrc figura en® dc la pégina 2 de este formulario. La persona que lo demanda es cl Demandante, la que figura en ® dc la pégina 2. ' Usted y cl Demandantc ticnen que prescntarsc en la corte en la fccha del juicio indicada a continuacién. Si no sc presenta, puede perder e1 caso. Cour! fills in case number when form is filed. Case Number: 2080082792 ' Si pierde e] caso la corte podria ordenar que le quiten de su sueldo, dinero u Case Name: Qtros bienes para pagar eSte redamo' Christopher C. rWoolscy v CashCall, Inc‘ ° Lleve testigos, recibos y cualquier otra prueba que necesite para probar su caso. ' Lea esfe formulario y todas las pa'ginas adjuntas para entender la demanda en su contra y para proteger sus derechos. Order to Go to Court The people in (D and ® must go to court: (CIerkfi/Is outsection below.) Trial -) .Da e Time l Dcpaflmcnt Name and address of coun, ifdifferent from above Date I'Mmg _L5_ 2. 3. f Date: MAR 03 2020 Clerk, by9 \ l\ I‘ Instructions for the person suing: I J Q o You are the plaintiff. The person you arc suing is the defendant. - Before you fill out this form, read form SC-lOO-INFO, Informationfor the Plaintiflf to know your rights. Get SC- l 00-INFO at any courthouse or county law library, or go to www.courts.ca.gov/smallclaims/forms. A/7 uty - Fill out pages 2 and 3 ofthis form. Then make copies ofall pages ofthis form. (Make one copy for each party named in this case and an extra copy for yourself.) Take 0r mail the original and these copies Lo the court clerk’s office and pay the filing fee. The clerk will write the date ofyour trial in the box above. - You must have someone at least l8-not you or anyone else listed in this case-give each defendant a coun-stamped copy of all five pages ofthis form and any pages this form tells you to attach. There are special rules for “serving," or delivering, this form to public entities, associations, and some businesses. See forms SC-104, SC-104B, and SC-104C. o Go to court on your trial date listed above. Bn'ng witnesses, receipts, and any evidence you need to prove your case. Judicial Council o! Caulomla. www‘oounsxagov Rovlud January 1. 2017. Mandnlory Form Coda o! Cwll Procodum, §§ 118.110 cl seq" 116.220(c). “6340(9) SC~100, Page 1 of5 aPlaintiff‘s Claim and ORDERto Go to Small Claims Court (Small Claims) 1/8/2020 08:49 AM PST T0214088822692 FROM:8189797190 Page: 3 Plaintiff (list names): Christopher C. Woolsey, an individual Case Number: 20$COR?79? ® The plaintiff (the person, business, or public entity that is suing) is: Name: Christopher C. Woolsey Phone: Street address: 1445 Fruitdalc Ave, Apt 409 San Jose CA 95128 Street City Slate Zip Mailing address (ifdiflerent): 290] Sycamore Avenue La Crescenta CA 91214 Street City Stale Zip If more than one plaintiff, list next plaintiff here: Name: Phone: Street address: Stree! City Slate Zip Mailing address (ifdiflerenl): Street Cily Stare Zip D Check here ifmore than two plaintiflk and attachform SC-IOOA. D Check here ifeither plaimifllisred above is doing business under a fictitious name. Ifso, altachform SC-l 03. D' Check here ifany plaintiflis a ”licensee " or "deferred deposit originator " (payday lender) under Financial Code sections 23000 e! seq. ® The defendant(the person, business, or public entity being sued) is: Name: CashCaH, Inc. Phone: 877-525-2274 Street address: One City Blvd W, Ste 102 Orange CA 92868 Street City Slate Zip Mailing address (ifdifferent): Street City Stale Zip If the defendant is a corporation, limited liability company, or public entity, list the person or agent authorized for service of process here: Name: National Registered Agents, lnc. Job title, ifknown: Address: 8|8 West Seventh St Ste 930 Los Angeles CA 90017 Street ‘ City Stale Zip D Check here ifyour case is against more than one defendant, and attachjbrm SC-IOOA. D Check here (fany defendan! is 0n active military duty, and write hix or her name here: ® The plaintiff claims the defendant owes $ 10,000 a. Why does the defendant owe the plaintiff money? Cnn nnnluuluuy uuuvuwu. . (Explain below): When did this happen? (Date): 03/2014 to Present b. Ifno specific date, give the timc period: Date started: Through: c. How did you calculate the money owed to you? (Do not include court costs orfeesfor service.) Erl l. ;;; E Check here ifyou need more space. Attach one sheet ofpaper orform MC-03J and write “SC-100. Item 3 " at the top. “““d‘”"””"‘-’°” Plaintiff’s Claim and ORDER to Go to Small Claims Court (Small Claims) 80-100, Page 2 of 59 1/6/2020 08:48 AM PST TO:14088822892 FROMz8189787190 Page: 4 Plaintiff (list names): . ‘ Case Number: 20$C082792 ® You must ask the defendant (in person, in writing, or by phone) to pay you before you sue. If your claim is for possession of property, you must ask the defendant to give you the property. Have you done this? E Yes U No Ifno, explain why not: © Why are you filing your claim at this courthouse? This courthouse covers the area (check the one that applies): a. [E (l) Where the defendant lives or does business. (4) Where a contract (written or spoken) was made, (2) Where thc plaintiff's property was damaged. signed, performed, or broken by the defendant 0r (3) Where the plaintiff was injured. where the defendant lived or did business when the defendant made the contract. b. D Where the buyer or lessee signed the contract, lives now, or lived when the contract was made, ifthis claim, is about an offer or contract for personal, family, or household goods, services, or loans. (Code Civ. Proc., §395avJ . c. D Where the buyer signed the contract, lives now, or lived when Lhc contract was made, ifthis claim is about a retail installment contract (like a credit card). (Civ Code, § 18/2. 10.) d. D Where the buyer signed the contract, lives now, or lived when the contract was made, or where the vehicle is permanently garagcd, if this claim is about a vehicle finance sale. (Civ Code, § 2984.4.) e. D Other (specify): List the zip code of the place checked in© above (ifyou know): 95128 ls yogr claim about an attorney-client fee dispute? D Yes E No Ifyes, and ifyou have had arbitration, fill outform SC-IOI, attach i! to thisform, and check here: D Are you suing a public entity? D Yes E No Ifyes, you mustfile a written claim with the entiryfirst. D A claim was filed on (date): lfthe public entity denies your claim or does not answer within the time allowed by law, you canfi/e thisfarm. Have you filed more than 12 other small claims within the last 12 months in California? D Yes E No Ifyes, thefilingfeefor this case will be higher. ls your claim for more than $2,500? E Yes D No lfyes, I have notfilcd, and understand that 1 cannotfile, more than two small claims casesfor more than $2,500 in California during this calendar year. l understand that by filing a claim in small claims court, l have no right to appeal this claim. I declare, under penalty of perjury under California State law, that the information above and on any attachments to this ¢ form is true and correct. Date: |0/23/2OI9 Christopher C. Woolsey ’ ( Emu: ?A/OEM Plaintifflypes 0r prints name here Plaintifl signs hereJ Date: ’ Second plaintifltypes or prints name here Second plaimgfl'signs here Requests for Accommodations Assistive listening systems, computer-assisted real-time captioning, or sign language interpreter services are available ifyou ask at least five days before the trial. Contact the clerk’s office for form M0410, RequestforAccommodations by Perxons With Disabilities and Response. (Civ. Code, § 54.8.) R“"°""““'V"’°” Plaintiff’s Claim and ORDER to Go to Small Claims Court SC‘100- Page 30'5 (Small Claims) 9 0®@ 6C9 1/8/2020 08:49 AM PST TO: 14088822892 FROM:8189797190 Page: 5 SC-1 00 Information for th‘e defendant (the person being sued) "Small claims court" is a special court where claims {or $10,000 or less are decided. Individuals, including "natural persons” and sole proprietors. may claim up lo $10,000 Corporations. partnerships, public entities. and other businesses are limited to claims of $5.000. (See below for exceptions.') The process is quick and cheap. The rules are simple and informal. You are the defendant-(he person being sued. The person who is suing you is (he plaintiff. Do I need a lawyer? You may talk to a lawyer before or after the case. But you may no! have a lawyer represent you in court (unless this is an appeal from a small claims case), How do I get ready for court? You don‘t have to file any papers before your trial. unless you think (his is the wrong court for your case. But bring to your trial any witnesses. receipts. and evidence that supports your case‘ And read "Be Prepared for Your Trial" at www.courts.ca.gov/smaI/c/aims/prapare. What ifl need an accommodation? If you have a disability or are hearing impaired, fill out form MC-410. Request for Accommodations. Give the form to your court clefk or the ADA/ Access Coordinator. What ifl don’t speak English well? Ask the court clerk as soon as possible if your court has a court-provided in‘erpreler available and how to request one. A coun-provided interpreter may not be available. Alternatively. you may bring an adult who is not a witness or an attorney to interpret for you or ask the court for a list of interpreters for hire. Where can I get the court forms I need? Go to any counhouse or your county law library, or print fomxs at www. courts. ca. gov/smallc/aims/forms. What happens at the trial? The judge will listen to both sides. The judge may make a decision at your trial or mail the decision to you later. What if I lose the case? If you lose. you may appeal. You'll have to pay a fee. (Plaintiffs cannot appeal their own claims.) . If you were at the trial. file form SC-140. Notice oprpeal. You must file within 30 days after the clerk hands or mails you the judge's decision (judgment) on form SC-ZOO or form 80-130. Notice of Entry of Judgment. . lf you were no! at the trial. fill out and file form SC-135. Notice of Motion to Vacate Judgment and Declaration, to ask the judge to cancel the judgmem (decision). If the judge does not give you a new triai, you have 10 days to appeal the decision. File form 80-140. For more information on appeals. see www.couds.ca.gov/ sma/Ic/aims/appeals. Do I have options? Yes. If you are being sued. you can: - Settle your case before the trial. Ifyou and the plaintiff agree on how to settle the case, the plaintiff must file form CIV-1 10. Request for Dismissal. wilh the clerk. Ask the Small Claims Advisor for help. . Prove this is the wrong court. Send a Ietterto the court before your trial explaining why you think this is the wrong court. Ask the court (o dismiss the claim. You must serve (give) a copy of your letter (by mail or in person) to all parties. (Your letter to the court must say you have done so.) - Go to the trial and try to win your case. Bring witnesses. receipts. and any evidence you need to prove your case. To have the court order a witness to go to the trial. fill out form SC-107 (Small Claims Subpoena) and have it served on the witness. - Sue the person who is suing you. Ifyou have a claim against the plaintiff. and the claim is appropriate for small claims court as described on this form, you may file Defendant‘s Claim (form SC-1 20) and bring the claim in this action. If your claim is for more than allowed in small claims court. you may still file H in small claims court if you give up the amount over the small claims value amount, or you may file a claim for the full value of lhe claim in the appropriate court. If your claim is for more than allowed in small claims court and relates to the same cOntract. lransaction. matter, or event that is the subject of the plaintiffs claim, you may file your claim in the appropriate court and file a motion to transfer the plaintiffs 's claim to that court to resolve both matters together. You can see a description of the amounts allowed in the paragraph above titled “Small Claims Court." . Agree with the plaintiff‘s claim and pay the money. Or. if you can't pay the money now. go to your trial and say you want to make payments. o Let the case "default." If you don‘t settle and do not go to the tflal (default), the Judge may give the plaintiff what he or she is asking for plus court costs. Ifthis happens, the plaintiff can legally take your money, wages, and property to pay the judgment. What lfl need more time? You can change the trial date if: . You cannot go to coun on the scheduled da‘e (you will have to pay a fee to postpone the trial), or . You did not get sewed (receive this order to go to court) at least 15 days before the tn‘al (or 20 days if you live outside the county), or You need more time to get an interpreter. One postponement is allowed. and you will not have to pay a fee to delay the trial. Ask the Small Claims Clerk about the rules and fees for postponing a trial. Or fill out form SC-150 (or write a letter) and mail it ko the court and to all other people listed on your court papers before the deadline. Enclose a check for your court fees. unless a fee waiver was granted. Need help? 5 Your county‘s SmaH Claims Advisor can help for free. _l _l SmaII-Claims Advisor L (408) 882-2100, (Options 2, 6) Or go (o www.courts.ca.gov/sma/lclaims/advisor. ' Exceptions: Different limits apply in an action against a defendant who is a guarantor. (See Code Civ. Proc._ § 116.220(c).) Romod January 1. 2017 Plaintiff’s Claim and ORDER to Go to Small Claims Court (Small Clalms) SC-100, Page 4 of 59 1/8/2020 08:49 AM PST TO:14088822892 FROM:8189797190 Page: 8 lnformacién para ‘el demandado (la persona demandada) La “Cone de reclamos menores" es una cone especial donde se deciden casos por $10,000 o menos. Los individuos, o sea las 'personas fisicas" y los propietarios por cuenta propia, pueden reclamar hasta $10,000. Las corporaciones, asociaciones. entidades pablicas y olras empresas solo pueden reclamar hasla $5,000. (Vea abajo para [as excepciones.‘) El proceso es répido y barato. Las reglas son sencillas e informaies. Usted es el Demandado-la persona que se esté demandando. La persona que Io esla demandando es el Demandante. bNecesito un abogado? Puede hablar con un abogado antes o después del caso. Pero no puade lener a un abogado que Io represente ante la come (a menos que se irate de una apelaciOn de un case de reclamos menores). (,Cémo me preparo para Ir a la cone? No liene que presenter ningunos papeles antes del juicio, a menos que piense que ésta es la corte equivocada para su caso. Pero lleve al juicio cualquier testigos. recibos y pruebas que apoyan su caso. Y lea "Esté preparado para su juicio" en www.couflscagov/reclamosmenoréslpreparese. LQué hago sl neceslto una adaptaclén? Si tiene una discapacidad o Uene impedimenlos de audicién. Ilene el formulario MC-410, Request for Accomodations. Enlregue el formulan‘o al secretan'o de la cone o al Coordinador de Acceso/ADA de su corte. LQué pasa si no hablo bien inglés? Preguntele al secrekario de Ia cone Io més pronto posible si en el juzgado habré un intérprete disponible y cémo solicitarlo. No siempre estén disponibles los intérpretes de la corte. O(ra opcién es Ilevar a un adulto que pueda interpreter para usted siempre que esa persona no sea un tesligo ni un abogado. 0 puede pedir a Ia cone una Iista de intérpretes paniculares disponibles para contratar. ¢Dénds puedo obtener los formularios de la cone que neceslto? Vaya a cualquier edificio de Ia cone, la biblioteca legal de su condado. o imprima los formularios en www.courts.ca.gov/ smallclaims/forms (pagina esté en inglés). LQué pasa en el juido? El juez escuchara a ambas panes. El juez puede lomar su decisién durante la audiencia o enviérsela por correo después. ¢Qué pasa si plerdo el case? Si pierde, puede apelar. Tendré que pagar una cuota. (El Demandante no puede apelar su propio reclamo.) . Si estuvo presents en el juicio. Ilene el formulario 80-140, Aviso d9 apelacién (Notice of Appeal). Tiene que presemarlo dentro de 30 dias después de que el secrelafio le entregue o envie la decision (fallo) del juez en el formulario SC-200 o SC-130. Aviso de publicacién del lallo (Notice o! Entry o! Judgment). . Si no estuvo en e! juicio, Ilene y presente el formulario 30135, Aviso de petioién para anu/ar el fal/o y Declaracién para pedirle al juez que anule el fallo (decision). Si Ia cone no Ie otorga un nuevo juicio, tiene 10 dlas para apelar Ia decisién‘ Presente el formulan'o SC-140. Para obtener mas informacién sobre Ias apelaciones. vea www‘ courts.ca.gov/reclamosmenores/apelaclones. [range otras opciones? Si. Si Io eslén demandando, puede: . Resolver su caso antes del juicio. Si usted y el Demandante se ponen de acuerdo en cOmo resolver el caso. el Demandante liene que presentar el formulario ClV-1 10, Solicitud de desesfimacién (Request for Dismissal) ante el secretario de la corte. Pldale al Asesor de Reclamos Menores que Io ayude. . Probar que es la cone aquivocada. Envie una carta a Ia corte antes del juicio explicando por qué cree que es Ia corte equivocada. Pldale a Ia cone que desplda el reclamo.Tiene que entregar (dar) una copia de su carta (por correo o en pe(sona) a todas Ias panes‘ (Su carta a la cone liene que decir que hizo Ia entrega.) . Ir al Julclo y tratar da ganar el caso. Lleve testigos, recibos y cuanuier prueba que necesile para probar su caso. Si desea qua la code emita una orden de comparacencia para que los testigos vayan al juicio, Ilene el formulario 80-107. Citatorio de reclamos menows (Small Claims Subpoena) y entrégueselo legalmente al testigo. . Demandar a la persona que lo demandé. Si liene un reclamo contra el Demandante, y el reclamo se puede presenter en la corte de reclamos menores, tal como se describe en este formulario. puede presenter el formulario $0120, Reclamo del demandado (Defendant's Claim) y presentarlo en este mismo caso. Si su reclamo excede el Iimite permilido en la cone de reclamos menores. puede iguaimente presentarlo en la cor‘ta d6 reclamos menores si esta dispuesto a limitar su reclamo al méximo permin'do, o puede presenter un reclamo por el monto total en Ia cone apropiada. Si su reclamo excede el Iimile permitido en Ia corte de reclamos menores y esta relacionado con el mismo contrato. transaccién. asunto o acontecimiento que el reclamo del Demandanle. puede presenter su reclamo en Ia corte apropiada y presenter una mocién para transferir el reclamo del Demandante a dicha corte, para poder resolver los dos reclamos juntos. Puede ver una descripcién de los montos pen'nitidos en el pérrafo anterior titulado ‘Corte de reclamos menores'. . Aeptar el reclamo del Demandante y pagar el dinero. O sl no puede pagar en ese memento vaya al'}uicio y diga que quiere haoer los pagos . No'Ir al julcio y aceptar el fallo por falta de comparecencla. Si no Ilega a un acuerdo con el Demandanle y no va a1 juicio (fallo por falta de comparecencia), eI juez Ie puede otorgar al Demandanle lo que eslé reclamando més los costos de Ia corte. En ese caso. el Demandante legalmenle puede tomar su dinero. su sueldo o sus bienes para cobrar el failo. (,Qué hago sl necesito més tiempo? Puede cambiar la fecha del juicio si: - No puede ir a Ia corte en la fecha programada (tendré que pagar una cuota para aplazar el juicio). o o No le entregaron los documentos legalmente (no recibié Ia orden para ir a Ia cone) por Io menos 15 dlas antes del iuicio (0 20 dias si viva fuera del condado), o o Necesila mas tiempo para conseguir interprets. (Se permite un solo aplazamiento sin tener que pagar cuota para aplazar el juicio). Preguntele a! secretario de reclamos menores sobre Ias reglas y Ias cuotas para aplazar un juicio. O Ilene el (ormulario SC-150 (o escriba una cana) y envielo antes del plazo a Ia cone y a todas Ias otras personas que figuran en sus papeles de la corte. Adjunte un cheque para pager los coslos de la oorte. a menos que Ie hayan dado una exencion. ¢Necesita ayuda? El Asesor de Reclamos Menores de su condado l9 puede ayudar sin cargo. _l SmaII-Claims AdvisorL (408) 882 2100(apnonsz O visile www.courts. ca.gov/reclamosmenores/asesae)es. ' Excnpcloml: Exislm diieranms limit” en un todamo contra un garanlo‘ (Van cl Cédigo do Pracodimianxo C'ml ucdbn 116 220 (c) ) Revised Jnnuaty L 20‘7 Reclamo del Demandante y ORDEN SC-1 00, Page 5 of 5 Para Ir a la Corte de Reclamos Menores (Reclamos Menores) I Print this form I I Save this form i mam .a iI‘ ME 1/8/2020 08 : 49 AM PST TO: 14088822892 FROM : 8189797190 Page: 7 . 3 .. _ MC-031 __ PLAINTIFF/PETITIONER; Christopher C. Woolsey CASE NUMBER: DEFENDANT/RESPONDENT: CashCalI, Inc. 2 O S C 0 8 2 7 C) 2- DECLARATION (This form must be attached to another form or cour1 paper before it can be filed in court) SC- l 00, Item 3 l. California Business & Professions Code §l7200 Unlawful Business Practice, Unfair Business Praqctice 2. Califomia Civil Code§ 1714 Negligence The Plaintiff charged-off and sold my debt t0 another company. Both companies are reporting negative credit for the same debt. This creates credit scores which are falsely and inaccurately low. POINTS In 2015 and 2016 Capital One, Bank ofAmerica and Citibank retroactively deleted all accounts they sold to debt buyers and they still do it. Why: The two separate credit report trade lines containing negative information regarding the same debt damage the FICO credit scores twice. One piece of damage is by the Original Creditor‘s reporting, another piece of damage is by the debt buyer. This is not accurate. Nearly all credit and lending decisions are made by computer algorythms. The computer credit decision engines cannot discern between an Original Creditor and a Debt Buyer regarding negative credit information nor can the computer add back credit score points for the double-reporting.. The computer algorythms rely heavily on the FlCO credit scores for credit decision making & credit acceptance, offers or declines. The Plaintiff‘s credit reporting causes inaccurately low FlCO scores that is sufficient to "adversely affect credit decisions". AUTHORITIES l. Sepulvado v. CSC Credit Services, lnc.158 F.3d "A credit entry may be 'inaccurate' within the meaning of the statute either because it is patently incorrect, 0r because it is misleading in such a ways and to such an extent that is can be expected to adversely affect credit decisions." 2. Pinner vs. Schmidt, 805 F.2d 1258m 1262 (5th Cir 1986) Sect. l68|e(b) "imposes a duty ofreasonable care in the preparation of a consumer report". I declare under penalty of perjury under the laws of the Stale of Callfornia that (he foregoing is true and correct Date: 10/23/2019 Christopher C. Woolscy (TYPE 0R PRINT NAME) (SIGNATURE OF DECLARANT) D Attorney for Plaintiff D Petitioner D Defendant D Respondent D Other(Specify): ‘°""”W“ '°' °"“°"°'W ATTACHED DECLARATIONJudicial Coundl o1 California M0031 [Ram July 1, 2005) Paqo I ol 1
