3 Cited authorities

  1. Section 1788.2 - Definitions

    Cal. Civ. Code § 1788.2   Cited 314 times   2 Legal Analyses
    Explaining that purpose of Act is "to prohibit debt collectors from engaging in unfair or deceptive acts or practices in the collection of consumer debts" and defining "debt collector"
  2. Section 1788.50 - Definitions

    Cal. Civ. Code § 1788.50   Cited 11 times   3 Legal Analyses

    (a) As used in this title: (1) "Debt buyer" means a person or entity that is regularly engaged in the business of purchasing charged-off consumer debt for collection purposes, whether it collects the debt itself, hires a third party for collection, or hires an attorney-at-law for collection litigation. "Debt buyer" does not mean a person or entity that acquires a charged-off consumer debt incidental to the purchase of a portfolio predominantly consisting of consumer debt that has not been charged

  3. Section 1788.52 - Information or documents required for debt buyer to attempt to collect debt

    Cal. Civ. Code § 1788.52   Cited 8 times   1 Legal Analyses

    (a) A debt buyer shall not make any written statement to a debtor in an attempt to collect a consumer debt unless the debt buyer possesses the following information: (1) That the debt buyer is the sole owner of the debt at issue or has authority to assert the rights of all owners of the debt. (2) The debt balance at charge off and an explanation of the amount, nature, and reason for all post-charge-off interest and fees, if any, imposed by the charge-off creditor or any subsequent purchasers of the