Troy Mack and Velda MackResponse toBankr. E.D. Mich.March 5, 2020UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF MICHIGAN SOUTHERN DIVISION - DETROIT IN RE: TROY MACK AND VELDA MACK BANKRUPTCY NO.: 19-50836-MLO CHAPTER 7 HONORABLE MARIA L. OXHOLM DEBTORS ______________________________________/ DAVID R. IENNA (P77170) Attorney for Debtor 1 Parkland Blvd., Suite 729 East Dearborn, MI 48126 (888) 324-7629 CRAIG S. SCHOENHERR, SR. (P32245) Attorney for Creditor O’REILLY RANCILIO P.C. Sterling Town Center 12900 Hall Road, Suite 350 Sterling Heights, MI 48313-1151 (586) 726-1000 / RESPONSE TO MOTION FOR AUTHORITY TO REDEEM PERSONAL PROPERTY AND APPROVAL OF ASSOCIATED FINANCING AND ATTORNEY FEES UNDER 11 U.S.C. § 722 Bridgecrest Credit Company LLC (“Creditor”), in response to Debtors’ Motion to Redeem a 2015 Dodge Grand Caravan, states as follows: 1. As to Paragraph 1, the Creditor neither admits nor denies and leaves the Debtors to their proofs. 2. As to Paragraph 2, the Creditor neither admits nor denies and leaves the Debtors to their proofs. 3. As to Paragraph 3, the Creditor denies that the redemption value should be $9,958.00. Based on the NADA Official Used Car Guide, Creditor asserts that the value of the vehicle is approximately $12,100.00. 19-50836-mlo Doc 67 Filed 03/05/20 Entered 03/05/20 10:56:34 Page 1 of 2 4. As to Paragraph 4, the Creditor neither admits nor denies and leaves the Debtors to their proofs. 5. As to Paragraph 5, the Creditor neither admits nor denies and leaves the Debtors to their proofs. In conclusion, the Creditor prays that the Court deny Debtor's Motion for Redemption. O’REILLY RANCILIO P.C. /s/ Craig S. Schoenherr, Sr. ______________________________________ CRAIG S. SCHOENHERR, SR. (P32245) Attorney for Creditor O’REILLY RANCILIO P.C. Sterling Town Center 12900 Hall Road, Suite 350 Sterling Heights, MI 48313-1151 (586) 726-1000 ecf@orlaw.com DATED: March 5, 2020 19-50836-mlo Doc 67 Filed 03/05/20 Entered 03/05/20 10:56:34 Page 2 of 2