This article by David Lazarus explains that, under a provision of the Dodd-Frank legislation, the Consumer Financial Protection Bureau could effectively overrule the Supreme Court's Concepcion decision in the world of consumer contracts. (Dodd-Frank allows the CFPB to regulate or even ban arbitration in contracts within its purview, but only after studying the issue.) We posted on this topic last week. Lazarus's article quotes Public Citizen's Christine Hines, who notes that a decision by the CFPB to ban arbitration "would eliminate a huge segment of arbitration clauses from consumer contracts." Lazarus says that it is not clear what the CFPB will do. Lazarus talked to CLP Blogger and former CFPB lawyer Deepak Gupta, who told Lazarus that the CFPB is approaching the issue with an open mind.