Essex Ins. Co. v. Clark (N.D.Tex, October 5, 2010)

No Duty to Defend Employer under CGL Policy which Excluded Bodily Injury to Employees

The insurer had no duty to defend a policyholder under a CGL policy for injury to policyholder’s employee that arose while employee was performing duties for policyholder. The employee cut his hand on a table saw on the job and sued his employer for negligent supervision, failure to provide safe equipment and warnings, and failure to timely seek medical assistance. Multiple exclusions excluded coverage for bodily injury to employees arising during course of employment.