- You are hired as a temporary employee by Company A;
- Company A pays your wages;
- You report to work at Company B where Company B’s manager gives you your work assignment: what truck to use and where to go;
- Company B gives you the bill of lading and the keys to the truck;
- You are told to deliver a load and return to Company B;
- While delivering the load someone causes an accident and you are injured.
- You may be considered a “borrowed employee:;
- Your employer for workers’ compensation puruposes may be Company B;
- Who provides your workers’ compensation benefits may become complicated;
- In addition, your right to automobile insurance(s) coverage may be impacted by the determination of who the statutory employer is.
THE BOTTOM LINE:
- Your right to be fully compensation for your injuries may depend on how your employment is classified;
- You need someone to fight for your rights to ensure you maximize your recovery.