Banco Credito y Ahorro Ponceno

National Labor Relations Board - Board Decisions

Sep 30, 1966

160 N.L.R.B. 1504 (N.L.R.B. 1966)

1504 DECISIONS OF NATIONAL LABOR RELATIONS BOARD
Banco Credito y Ahorro Ponceno and International Brotherhood
of Boilermakers , Iron Shipbuilders , Blacksmiths, Forgers and
Helpers, District Lodge 3 of Puerto Rico, AFL-CIO,' Petitioner
Banco Credito y Ahorro Ponceno and Union de Empleados de
Oficinas de Bancos y Financieras , afiliada a Office and Profes-
sional Employees International Union, AFL-CIO, Petitioner.
Cases 24-RC-2858,2881, and 2882. September 30,1966
DECISION AND DIRECTION OF ELECTIONS
Upon petitions duly filed under Section 9(c) of the National Labor
Relations Act, as amended, a hearing was held in these consolidated
cases before Hearing Officer Awilda M. Morales-Fortuno. The Hear-
ing Officer's rulings made at the hearing are free from prejudicial
error and are hereby affirmed.
Pursuant to Section 3(b) of the Act, the National Labor Relations
Board has delegated its powers in connection with these cases to a
three-member panel [Members Fanning, Brown, and Zagoria].
Upon the entire record in these cases, including the briefs filed by
the parties, the Board finds :
1. The Employer is engaged in commerce within the meaning of
the Act and it will effectuate the purpose of the Act to assert juris-
diction herein.
2. The labor organizations involved claim to represent certain
employees of the Employer.2
3. A question affecting commerce exists concerning the representa-
tion of employees of the Employer within the meaning of Sections
9(c) (1) and 2(6) and (7) of the Act.
4. The appropriate unit :
a. The scope of the units
The Employer is a Puerto Rico corporation engaged in the com-
mercial and general banking business, with 31 branch offices located
1 Referred to herein as Boilermakers
The Boilermakers requested oral argument , but the motion did not satisfy the require-
ments of Section 102 65 (a) of the Board ' s Rules and Regulations , Series 8, as amended
In any event, the record and briefs adequately present the issues and positions of the
parties
a Office and Professional Employees International Union, AFL-CIO. herein called Office
Employees, was permitted to intervene in Case 24-RC-2855, and Boilermakers was per-
mitted to intervene in Cases 24-RC-2881 and 2852 , based on their respective showings
of interest.
The Employer moved to dismiss the petitions in Cases 24-RC-2881 and 2882, contending
that the Petitioner, Union de Empleados de Oficinas de Bancos y Financieras, afiliada a
Office and Professional Employees International Union, AFL-CIO, herein called UEOB,
is not a labor organization within the meaning of Section 2 ( 5) of the Act, we ale satisfied
on the instant record that the UEOB, an affiliate of the Office Employees, is a labor organi-
zation within the meaning of the Act. Accordingly, we hereby deny the Employer's motion.
160 NLRB No. 119.
BANCO CREDITO Y AHORRO PONCENO 1505
in different cities throughout the island of Puerto Rico including a
branch on the neighboring island of Vieques, and a bond department
in New York City, New York. The Petitioner, UEOB, in Cases
24-RC-2881 and 2882 seeks two single branch office units at Yauco
and Arecibo. In Case 24-RC-2858, the Boilermakers petitioned for a
unit of 13 of the Employer's branch offices located in the San Juan
metropolitan area which are designated San Juan, Stop 17, Loiza,
Martin Pena, Puerto Neuvo, Reparto Metropolitano, Hyde Park,
Hato Rey, Rio Piedras, Aeropuerto International, 65th Infantry,
Bayamon, and Santa Rosa. The Employer contends that the only
appropriate unit should include all 31 of its banking offices in Puerto
Rico and the bond department in New York, since the bank functions
as a highly integrated and centralized organization. There is no
recent history of collective bargaining for any of the Bank's employ-
ees,3 and no labor organization is seeking the Employer's overall
operation.'
The Employer's policies pertaining to operations, administration,
and labor relations for all of its branch offices are formulated cen-
trally by top management. The Employer's finance, personnel, and
publicity departments are housed in its main office in San Juan; gen-
eral recordkeeping, electronic,data processing, and the consumer loans
department are located in the centralized Stop 17 office; 5 and the
comptroller's office, including accounting and reports, bookkeeping,
purchases, and disbursements, is presently located in Ponce, a dis-
tance of approximately 70 miles from San Juan.e Centralized Super-
vision is accomplished by the administrative subdivision of the island
into three territories, with area supervisors reporting through the
general supervisor of branch offices to the assistant executive vice
president.7
Apart from the foregoing, each branch office functions autono-
mously. In their day-to-day operations branch managers are clothed
3 We have taken official notice of the fact that in 1944 a labor organization not involved
herein won representation rights in a single branch office unit pursuant to a consent
election However, we have no evidence regarding the duration of the bargaining history.
In addition, the record indicates that in 1962, in Case 24-RC-1927, the Employer and
two labor organizations entered into a consent-election agreement covering an island-wide
unit, but neither union was selected by the employees
3 Office Employees initially contended for an island-wide unit, but subsequently changed
its unit position to conform with that of the UEOB which, as noted, petitioned for t«o
single branch office units.
5 The name Stop 17 refers to a bus stop on Ponce de Leon Avenue in Santurce which is
a part of the San Juan metropolitan area.
6 The Employer has plans to remove the comptroller's office from its office in Ponce
to its administrative headquarters in San Juan.
7 Such centralization is required in order to ascertain the Bank's daily cash position
inasmuch as the loan capacity of each branch office is affected by the Bank's overall margin
requirements Accordingly, branch managers have authority to approve commercial and
personal loans only up to specified maximum amounts
257-551-67-vol. 160-96
1506 DECISIONS OF NATIONAL LABOR RELATIONS BOARD
with substantial authority in the local application of uniform per-
sonnel policies. They generally make effective recommendations with
respect to the hire, fire, and discipline of branch employees, authorize
overtime work, and schedule vacations to suit the needs of the branch
and the desires of the employees. In addition, employees look to
immediate branch supervision for resolution of grievances as well as
explanation and application of company policy.
Further, there are marked differences among the individual branch
offices, which represent the Bank's primary business unit in a par-
ticular community. Thus, in establishing branches, primary consider-
ation is given to the economic needs of the locality, and every effort
is made to have the branch reflect an image of the community, i.e., by
providing employment for its residents and observing local holy days.
With the exception of the San Juan metropolitan area, transfers of
employees between branches are minimal." The distances between
branches may, of course, vary, but some are as far as 100 miles apart,
and even though the average distance between some offices outside of
the San Juan metropolitan area is not great, inadequate roads render
many such offices remote from one another.
In view of the foregoing, we find that the Employer's branch
offices outside of the San Juan metropolitan area function as distinct
entities, and that they therefore constitute separate appropriate units.
Accordingly, we find that each of the Employer's branch offices in
Yauco and Arecibo is separately appropriate for purposes of collec-
tive bargaining.
Further, in view of the presence of common working conditions, the
high degree of interchange within the metropolitan area, and the
absence of substantial interchange with employees or offices outside
of the area, we find that the Employer's 13 offices in the San Juan
metropolitan area constitute a clearly defined, geographically coher-
ent grouping sufficiently inclusive and compact to make collective
bargaining in a single unit feasible." Accordingly, we shall direct an
election among the employees at the Employer's 13 offices comprising
the San Juan metropolitan area with the inclusions and exclusions
discussed below.
8 Of 206 transfers occurring between January 1, 1904, and the time of hearing herein,
in April and May 1966, 118 were within the San Juan metropolitan area, 44 were between
branches in Ponce, 29 involved transfers between San Juan and other offices throughout
the island, and 15 were between branches adjacent to Ponce and those located in Ponce.
A See Metropolitan Life Insurance Company (Woonsocket, R I ), 156 NLRB 1408.
The Employer contends that the requested units are inappropriate and the only basis
for finding them appropriate would be to give controlling weight to the extent of organi-
zation by the respective Unions , which is contrary to the mandate of Section 9(c) (5) of
the Act. However, as the single office units at Tauco and Arecibo, and the San Juan
metropolitan area unit are appropriate under traditional community of interests cri-
teria , the fact that we have given effect to the Unions ' requests does not show that our
decision is controlled by the extent of their organization.
BANCO CREDITO Y AHORRO PONCENO 1507
b. Composition of units
Cases 24-RC-2881; 2882
The parties did not stipulate as to the composition of the Yauco
and Arecibo units. Nor did the Employer or Intervenor dispute the
unit placement of the classifications sought by the Petitioner. In both
cases, the Petitioner requested a unit comprised of "all employees of
the Employer [at its respective branch offices in Yauco and Arecibo,
Puerto Rico], excluding executive and professional personnel, manag-
ers, submanagers, accountants, secretary to the manager, guards and
supervisors as defined in the Act." However, as there is no evidence
that the Employer employs professional accountants in its branch
offices, we shall include accountants, subject to challenge in the elec-
tion, in the respective units. And since the record shows 10 that the
secretaries to branch managers do not perform duties or have access
to matters of a confidential nature, we shall include this classification
with the units.
Accordingly, in the absence of a dispute, or evidence showing that
the composition of the units requested by the Petitioner is otherwise
improper, we shall direct separate elections among the employees in
the units as hereinafter described.
Case 24-RC-2858
The parties have stipulated to the inclusion of 52 classifications 11
in the San Juan metropolitan branches. The parties also agree as to
the exclusion of executive and professional personnel, managers, sub-
managers, secretaries to the following persons : president, executive
vice president, assistant executive vice president, secretary to the
board of directors, vice president of personnel,12 comptroller, audi-
tor, vice president and assistant vice president in charge of branch
"See our discussion and findings concerning the Executive Secretary and Secretary
classifications in the San Juan unit , -infra.
11 The included classifications are . janitor , messenger , file clerk , janitor-messenger,
mail clerk, Addressograph operator , chauffeur , clerk typist , key-punch operator, paying
and receiving teller ( trainee), returned -checks clerk, stock room helper, payroll clerk,
branch cleric , clearance clerk, clerk stenographer , collections clerk, currency clerk , current
accounts clerk , exchange clerk , mail clerk ( senior ), proof and transit clerk , savings teller,
senior clerk -typist, signature clerk , telephone operator , accounting clerk , accounting clerk
(FHA), bookkeeping machine operator , credit information clerk, insurance and tax clerk,
loan interviewer , loan investigation clerk , maintenance man, proof machine operator,
registration and insurance cleric, tabulating machine operator , utility clerk, credit in-
vestigator , letter of credit clerk, paying and receiving teller , receptionist , senior account-
ing clerk, senior collections cleric , senior current accounts clerk, senior proof and transit
clerk, head teller, senior branch clerk, senior department cleric , senior loan interviewer
(FHA), senior utility clerk , assistant methods and procedures analyst
The paities apparently agreed that the category of mail clerk ( consumer loan) be
included but stipulated that the position was vacant at the time of the hearing.
iThe Employer originally sought to include this classification , but in its brief agreed
to its exclusion as a confidential employee.
1508 DECISIONS OF NATIONAL LABOR RELATIONS BOARD
supervision, vice president of administration," guards, and supervisors
as defined in the Act. Accordingly, there is a dispute as to the unit
placement of 26 categories.
The Petitioner and Intervenor contend for the exclusion of, and
the Employer would include, the following 17 employee classifica-
tions from the appropriate unit.
Employees in the classifications office loan adjustor, senior loan
adjustor, and field loan adjustor all work in the consumer loans
department at the Stop 17 office under the operations supervisor. The
office loan adjustors contact debtors by telephone, or in person in the
Bank, to discuss repayment of delinquent loans. They have no author-
ity to adjust the repayment of loans but merely report their conver-
sations to the supervisor, who then decides upon an appropriate
course of action. The designation senior loan adjustor is given to a
more experienced employee who performs similar duties, and the
parties agree that his unit placement should be the same as that of
the office loan adjustors. There are eight field loan adjustors who
report to the office each morning, visit debtors and cosigners in an
effort to collect outstanding loans in arrears, and return in the after-
noon to turn in moneys collected and report on unsuccessful efforts.
They receive a higher salary plus an allowance for using their own
automobiles while in the field. As these adjustors have no supervisory
authority and exercise no discretion, and they all perform duties simi-
lar to one another and to employees whose inclusion the parties stipu-
lated, we shall include the three categories of loan adjustors in the
unit.
Collectors perform a function similar to that of the field loan
adjustors except that they collect payments of drafts and other nego-
tiable instruments on behalf of the Bank's clients rather than debts
owned to the Bank. They work out of centralized offices or branches
and under common supervision with other included classifications.
Their daily schedules and working conditions closely resemble those
of the field loan adjustors. We shall therefore include all collectors
based in the San Juan metropolitan area in the unit.
The Bank employs approximately 41 executive secretaries and 39
secretaries, many of whom work in the San Juan metropolitan area
performing general secretarial work for top management officials and
junior offices, respectively. Inasmuch as the employees in these clas-
sifications, aside from those whose stipulated exclusion is set forth
above, are assigned to junior officers, such as branch managers '14 who
is See footnote 12, supra.
14 The record shows that the branch managers communicate personnel and labor rela-
tions problems directly to the vice president of personnel or his assistant in person or by
telephone, and that in no event would the secretary to the manager become involved until
after such disciplinary or other action is taken.
BANCO CREDITO Y AHORRO PONCENO 1509
do not formulate , determine , and effectuate management policies in
the field of labor relations , we shall in accordance with established
Board precedent," include all such nonconfidential employees in the
San Juan metropolitan area within the unit.
Resident auditors are based in various of the Employer's branch
and centralized offices. They review record entries made by other
employees for accuracy, verify moneys in the possession of tellers,
and check that all work is done according to the Bank's "Manual of
Operations." Their job requires no special professional training and
they have no authority to discipline other employees for faulty work,
but merely report any errors or deficiencies to the auditor. The major
portion of their work is performed in close proximity to unit employ-
ees with whom they share common hours and working conditions. In
view of the foregoing , we shall include those resident auditors situ-
ated in the San Juan area within the unit.
The field auditors make surprise audits of the records in all offices
throughout the island periodically. Their audits cover a longer period
of time, and their schedules and findings are by nature highly confi-
dential matters. Because of the character of their work, we find that
their interests are more closely related to management , thus differing
substantially from all other unit employees, and we shall exclude
this classification from the unit.
The property coordinator and the insurance coordinator work in
the same office in the Stop 17 location . However, both are required
to travel extensively throughout the island, and are provided with
automobile as well as room and board allowances therefor . The prop-
erty coordinator acts as a liaison between central management and
branch managers with respect to the maintenance and repair of physi-
cal facilities , and assigns such work to maintenance personnel. The
insurance coordinator handles and keeps all insurance policies and rec-
ords relating to bank property, and processes insurance claims thereon.
He inspects property requiring insurance and checks out damaged
property on which insurance claims may be filed. As the work of both
employees requires substantial travel throughout the island, we find
that they do not share a sufficient community of interests with
employees in San Juan, and we shall exclude them from the unit.
The public relations assistant , public relations representative, and
business development representative perform a related function, that
of promoting good will among the customers or prospective customers
of the Bank. The public relations assistant is not situated and does
not operate in the San Juan area. voe public relations representative
15 See The B. F. Goodrich Company , 115 NLRB 722 , 724-725.
1510 DECISIONS OF NATIONAL LABOR RELATIONS BOARD
helps in arranging details of Bank-sponsored social activities any-
where in the island. The business development representative pro-
motes good relations in communities designated for future branch
offices. As these employees' duties are dissimilar from those of unit
employees and as the scope of their employment extends to all parts
of the island, we shall exclude them from the unit.
The cost and accounting systems analyst works in the comptrollers'
office in Ponce. His job involves streamlining accounting and cost
systems and related clerical operations. He does not possess super-
visory authority or have employees assigned to him. The record indi-
cates that the Employer contemplates that this employee will be
moved from Ponce to the San Juan metropolitan area. We shall
include this analyst in the unit, if the transfer of his place of work
to the San Juan area has been accomplished by the eligibility date.
The methods and procedures analyst works in the San Juan cen-
tralized office along with the assistant methods and procedures ana-
lyst, whose inclusion in the unit was stipulated by the parties. He
coordinates studies for work simplification and standardization of
general clerical and office operations. Although he performs essentially
the same duties as the assistant, the disputed analyst, as the "senior"
employee, is assigned the more difficult work and he drafts the new
procedures for inclusion in the Bank's "Manual of Operation." He
has no supervisory authority over other employees. In view of the
foregoing, we shall include this classification in the unit.
The employees designated assistant to the area supervisor pri-
marily aid in followup of credit applications from branches, and in
consolidation of financial reports in order to ascertain the Bank's
daily loan position. They have no employees working under their
direction, and they exercise no supervisory authority. Accordingly,
we shall include in the San Juan unit the employee in this classifica-
tion who is assigned to the administrative territory which encom-
passes the San Juan metropolitan area.
There are 14 nonclassified employees designated trainees who are
undergoing a formalized training program, learning while perform-
ing various jobs throughout the branches and centralized departments
of the Bank. During this training period of approximately 11/2 years,
these employees punch timecards and are eligible for overtime work.
Those selected to participate must have either a college education,
prior banking experience, or a number of courses completed or under-
taken in the American Institute of Banking. Although candidates
occasionally drop out of the training program or accept nonmana-
gerial positions prior to its completion, clearly the purpose of the
program is to prepare trainees for management jobs. Therefore, we
BANCO CREDITO Y AHORRO PONCENO 1511
find that the employees herein are management trainees, and in
accordance with established Board precedent, we shall exclude them
from the unit.16
The Employer and the Intervenor would include, and the Peti-
tioner would exclude, the following nine categories of employees.
The classifications accounting clerk (comptroller's office) and
senior accounting clerk (comptroller's office) include a separate group
of employees located in the comptroller's office in Ponce. However,
at the time of the hearing herein their transfer to San Juan was
imminent. The accounting clerks prepare and maintain simple
accounting records and reports. The senior accounting clerks per-
form more complex accounting work, including consolidation and
reconciliation of accounts, property taxes, and preparation of reports
for such Government agencies as the Federal Deposit Insurance Cor-
poration. In the absence of evidence that either category includes
professional or supervisory personnel and as the parties agreed to
include other employees similarly classified within the San Juan
offices we shall include both groups if their removal from Ponce to
San Juan has been accomplished by the eligibility date.
Employees in the classifications of loan officer and assistant loan
officer analyze, evaluate, approve or disapprove consumer loans up to
authorized dollar limitations. There is no supervisory relationship
between these two categories of employees, the only apparent differ-
ence between them being the loan o icer's authority to approve loans
in greater amounts. Both employees are restricted to objective anal-
ysis of consumer loan applications, and neither exercises discretion.
They have no specialized training. As they perform work of routine
nature, and do not exercise any supervisory authority, we shall include
them in the unit.
There are four employees with the title credit analyst working in
the San Juan centralized office. They prepare credit applications,
analyze the credit standing, and e'valuate financial statements of the
applicant for employees who will further process the application.
They make no recommendations, perform work of a routine nature,
and enjoy working conditions similar to other unit employees. We
shall therefore include them in the unit.
The securities analysis clerk is located in the San Juan centralized
office. She analyzes information received from branches relating to
Government deposits, correspondence, bank balances, and stock market
16 Montgomery Ward & Co., Incorporated , 131 NLRB 1436. Moreover, as these employees
move from office to office in and out of the San Juan area, we further find that they lack
sufficient Interests with unit employees to warrant theli Inclusion herein
1512 DECISIONS OF NATIONAL LABOR RELATIONS BOARD
data. She has no supervisory authority, and her working conditions
and work duties are similar to those of other unit employees. Accord-
ingly we shall include her in the unit.
The classification assistant maintenance man in the San Juan
metropolitan area was vacant at the time of the hearing. However,
as there is no real dispute regarding the propriety of including this
classification in the unit, we shall include it and, in the event that the
vacancy in San Juan is filled, we shall permit the incumbent to vote.
There are two personnel clerks and five senior personnel clerks who
work in the personnel department at the San Juan office. One of the
two personnel clerks does clerical work related to fringe benefits, and
the other processes and files employee hospitalization claims. Like-
wise, each of the senior personnel clerks performs a different function;
such as processing application forms and administering admission
tests; explaining fringe benefits to new employees and assisting in
filling out personnel forms ; maintaining records of transfers, pro-
motions, and vacations; checking on employee eligibility for fringe
benefits; and maintaining a list of the Bank's authorized signers on
a day-to-day basis. The main difference between the two categories is
that the senior clerks are more experienced and are therefore higher
rated. None of the above employees has supervisory authority or
access to confidential information regarding personnel and labor
relations policy before it is communicated to other unit employees.
They share common working conditions with one another and with
other unit employees. We shall therefore include both of these
classifications.
In view of the above, we find that the following constitute units
appropriate for collective bargaining within the meaning of Section
9(c) of the Act.
1. All employees employed by the Employer at Yauco, Puerto
Rico,17 including accountants and the secretary to the manager, but
excluding executive and professional personnel, managers, subman-
agers, guards, and supervisors as defined in the Act.
2. All employees employed by the Employer at Arecibo, Puerto
Rico,"' including accountants and the secretary to the manager, but
excluding executive and professional personnel, managers, sub-
managers, guards, and supervisors as defined in the Act.
17 As noted above, there is no evidence or disagreement as to the unit placement of any
specific classifications herein However. to the extent that the sane classifications which
were litigated or stipulated in the San Juan branches are present, their unit placement
shall conform to our San Juan unit findings.
18 See footnote 17, supra.
BANCO CREDITO Y AHORRO PONCENO 1513
3. All employees, including those classifications listed in the
attached Appendix- employed by the Employer at its establishments
located in the San Juan metropolitan area, including the offices des-
ignated San Juan, Stop 17, Loiza, Martin Pena, Puerto Neuvo, Rep-
arto Metropolitano, Hyde Park, Hato Rey, Rio Piedras, Aeropuerto
International, 65th Infantry, Bayamon, and Santa Rosa, but exclud-
ing all other employees,20 all executive and professional personnel,
managers, submanagers, authorized signers, guards, and supervisors
as defined in the Act.
[Text of Direction of Elections omitted from publication.] 21
30 The unit found appropriate is larger than that originally sought by the Petitioner,
and neither the exact size of the unit nor the precise interest of the Petitioner in the
unit is clear from the record . Accordingly , the Regional Director is instructed not to
proceed with the election herein until he shall have first determined that the Petitioner
has an adequate showing of interest among the employees in the appropriate unit. Fore-
most Dairies, Inc, 118 NLRB 1424, 1428. We shall also permit the Petitioner to with-
draw its petition without prejudice upon notice to the Regional Director within 10 days
from the date of issuance of this Direction.
20 The lists of classifications of employees in the Appendix under "included ," and under
"allowed to vote if located in the San Juan metropolitan area" constitute a comprehen-
sive and all-inclusive list of inclusions The list of classifications of employees under
"excluded" covers only those classifications which the parties stipulated should be
excluded, and those which were in dispute and which the Board has decided to exclude.
It does not contain a listing of other employees whose exclusion was not disputed, but
whose status as either guards , professional employees , confidential employees , managerial
employees , or supervisors , was not litigated. These employees are excluded fiou the unit
by operation of the phrase "all other employees."
21 Election eligibility lists, containing the names and addresses of all the eligible voters,
must be filed by the Employer with the Regional Director for Region 24 within 7 days
after the date of this Decision and Direction of Elections . These lists may initially be
used by the Regional Director to assist in determining adequate showings of interest
The Regional Directoi shall make these lists available to all parties to an election ashen
he shall have determined that an adequate showing of interest among the employees in
the unit found appropriate has been established . No extension of time to file these lists
shall be granted by the Regional Director except in extraordinary circumstances Failure
to Comply with this requirement shall be grounds for setting aside the election whenever
proper objections are filed. Excelsior Underwear Inc, 156 NLRB 1236.
APPENDIX
Included
Janitor
Janitor-Messenger
Messenger
Chauffeur
Mail Clerk
File Clerk
Addressograph Operator
Keypunch Operator
Stockroom Helper
Paying and Receiving Teller
(Trainee)
Returned-Checks Clerk
Payroll Clerk
Branch Clerk
Clearance Clerk
Clerk Typist
Clerk Stenographer
Collections Clerk
Currency Clerk
Current-Accounts Clerk
Exchange Clerk
Mail Clerk (Senior)
Proof and Transit Clerk
Savings Teller
1514 DECISIONS OF NATIONAL LABOR RELATIONS BOARD
APPENDIX-Continued
Included--continued
Senior Clerk-Typist
Signature Clerk
Bookkeeping Machine
Operator
Credit Information Clerk
Senior Branch Clerk
Senior Department Clerk
Senior Loan Interviewer
(FHA)
Senior Utility Clerk
Assistant Methods and Pro-
cedures Analyst
Office Loan Adjustor
Senior Loan Adjustor
Field Loan Adjustor
Collector
Secretary
Executive Secretary
Secretary to Branch Manager
Resident Auditor
Methods and Procedures
Analyst
Assistant to the Area
Supervisor
Loan Officer
Assistant Loan Officer
Insurance and Tax Clerk
Loan Investigation Clerk
Maintenance Man
Proof Machine Operator
Registration and Insurance
Clerk
Tabulating Machine Operator
Utility Clerk
Credit Investigator
Letter of Credit Clerk
Paying and Receiving Teller
Receptionist
Senior Accounting Clerk
Senior Current Accounts
Clerk
Head Teller
Loan Interviewer
Senior Collections Clerk
Senior Proof and Transit
Clerk
Telephone Operator
Accounting Clerk
Accounting Clerk (FHA)
Assistant Maintenance Man
Mail Clerk (Consumer Loan)
Credit Analyst
Securities Analysis Clerk
Personnel Clerk
Senior Personnel Clerk
Excluded
Secretaries to
President
Executive Vice President
Assistant Executive Vice
President
Secretary to Board of
Directors
Vice President of Personnel
Comptroller
Auditor
Vice President of Branch
Supervison
Assistant Vice President of
Branch Supervision
Vice President of
Administration
Assistant Vice President of
Personnel
Field Auditor
Property Coordinator
Insurance Coordinator
Public Relations Assistant
Public Relations
Representative
Business Development
Representative
Trainees
Allowed to vote if located in San Juan metropolitan area
Accounting Clerk (Comptroller's Office)
Senior Accounting Clerk (Comptroller's Office)
Cost and Accounting Systems Analyst