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Travelers Indemy. v. American Foreign Ins. Co.

Appellate Division of the Supreme Court of New York, First Department
Sep 20, 2001
286 A.D.2d 626 (N.Y. App. Div. 2001)

Opinion

September 20, 2001.

Order and judgment (one paper), Supreme Court, New York County (Franklin Weissberg, J.), entered July 6, 2000, which granted plaintiffs' motion for summary judgment and declared that defendant must indemnify its insured for payment of any amount above plaintiff insurer's primary policy limit and within the limits of defendant's policy necessary to satisfy a judgment in the underlying action, and declared that the policy limits of defendant's excess policy must be exhausted before plaintiff insurer will be obligated under its excess policy, unanimously affirmed, with costs.

Before: Sullivan, P.J. Mazzarelli, Ellerin, Wallach and Lerner, JJ.


The excess insurance policy issued by plaintiff insurer is expressly excess as against all other coverage, including other excess coverage. Defendant's policy is expressly excess only as against primary coverage. The motion court therefore properly concluded that defendant cannot seek contribution from plaintiff via its excess policy (see, State Farm Fire Cas. Co. v. LiMauro, 65 N.Y.2d 369, 375-376). In reaching this conclusion, the motion court properly declined to give evidentiary weight to the insurance procurement provisions of the subcontract between plaintiff general contractor and the injured party's employer, since it is the policy provisions that control and not the provisions of the subcontract (see, United States Fidelity Guar. Co. v. CNA Ins. Cos., 208 A.D.2d 1163, 1165).

This constitutes the decision and order of the Supreme Court, Appellate Division, First Department.


Summaries of

Travelers Indemy. v. American Foreign Ins. Co.

Appellate Division of the Supreme Court of New York, First Department
Sep 20, 2001
286 A.D.2d 626 (N.Y. App. Div. 2001)
Case details for

Travelers Indemy. v. American Foreign Ins. Co.

Case Details

Full title:TRAVELERS INDEMNITY COMPANY, Plaintiff-Respondent, v. AMERICAN AND FOREIGN…

Court:Appellate Division of the Supreme Court of New York, First Department

Date published: Sep 20, 2001

Citations

286 A.D.2d 626 (N.Y. App. Div. 2001)
730 N.Y.S.2d 231

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