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Tindell v. Insurance Company of North America

Court of Appeals of Georgia
Sep 18, 1979
259 S.E.2d 746 (Ga. Ct. App. 1979)

Opinion

58025.

ARGUED MAY 30, 1979.

DECIDED SEPTEMBER 18, 1979.

Workers' compensation. Fulton Superior Court. Before Judge Alverson.

Sanford R. Karesh, Thomas S. Bentley, for appellant.

Charles L. Drew, for appellees.


This appeal is from the judgment of the superior court reversing an award by the State Board of Workers' Compensation in favor of claimant-appellant. We affirm.

1. The order awarding compensation reads in pertinent part as follows: "Normally an employee injured performing duties for the personal benefit of his employer is not entitled to compensation based on the employment relationship. [Cits.] However, it is clear by statute that an insurance company cannot assert such an exemption from coverage when a policy has been issued including such an employee. Code Section 114-607."

Insofar as this order shows that the insurer was estopped from asserting that the injury forming the basis for the claim did not arise out of and in the course of employment (i.e., that the injury was not compensable), the order shows that the board determined the case on an erroneous legal theory. While Code Ann. § 114-607 does estop an insurer from denying the existence of the employment relationship when a policy has been issued covering the claimant (see Hill-Harmon Pulpwood Co. v. Walker, 237 Ga. 736 ( 229 S.E.2d 607), affg. 138 Ga. App. 282 ( 226 S.E.2d 86)), Code Ann. § 114-607 does not obviate the requirement that in order for liability to attach, the injury sustained must be an otherwise "compensable accident." See, e.g., Georgia Cas. c. Co. v. Cochran, 127 Ga. App. 55 (1) ( 192 S.E.2d 547), holding that the estoppel worked by Code Ann. § 114-607 does not preclude the defense that an injury was not compensable due to failure to comply with notice requirements.

Since it affirmatively appears that the award was based upon an erroneous legal theory and not upon proper consideration of the evidence and applicable legal principles, the superior court properly sustained the appeal. See Zurich Ins. Co. v. Robinson, 123 Ga. App. 582 ( 181 S.E.2d 923). Accordingly, the case should have been remanded for further proceedings.

2. Other issues raised by appellant concern matters not considered by the board and more properly await another day for resolution.

Judgment affirmed with direction that the case be remanded for action not inconsistent with this opinion. Deen, C. J., and Carley, J., concur.


ARGUED MAY 30, 1979 — DECIDED SEPTEMBER 18, 1979.


Summaries of

Tindell v. Insurance Company of North America

Court of Appeals of Georgia
Sep 18, 1979
259 S.E.2d 746 (Ga. Ct. App. 1979)
Case details for

Tindell v. Insurance Company of North America

Case Details

Full title:TINDELL v. INSURANCE COMPANY OF NORTH AMERICA et al

Court:Court of Appeals of Georgia

Date published: Sep 18, 1979

Citations

259 S.E.2d 746 (Ga. Ct. App. 1979)
259 S.E.2d 746

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