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Singleton v. Cheek

U.S.
Feb 15, 1932
284 U.S. 493 (1932)

Summary

In Singleton v. Cheek, 284 U.S. 493. where the circumstances were similar to those presented here, nothing was paid under the policy until after the death of the wife, the designated beneficiary.

Summary of this case from McCullough v. Smith

Opinion

CERTIORARI TO THE SUPREME COURT OF OKLAHOMA.

No. 403.

Argued January 22, 1932. Decided February 15, 1932.

1. Under § 303 of the World War Veterans Act of 1924, as amended by the Act of March 4, 1925, when the insured and the beneficiary designated in a certificate of war risk insurance die successively, intestate, the commuted amount of the installments not accrued when the beneficiary died is to be paid to the estate of the insured for distribution to his heirs. The heirs are to be determined in accordance with the laws of the State where the insured resided, and as of the time of his death, and are not limited to the class of beneficiaries designated in the Acts of Congress prior to the amendment. P. 496. 2. The retroactive provision of the amendment making it effective as of October 6, 1917, was within the power of Congress. White v. United States, 270 U.S. 175. P. 497. 152 Okla. 229, reversed.

CERTIORARI to review a judgment determining the distribution, in administration proceedings, of a fund derived from war risk insurance.

Mr. A.G.C. Bierer, Jr., with whom Mr. A.G.C. Bierer was on the brief, for petitioners.

No appearance for respondents.


Lee Ray Jackson, a soldier in the United States army, received a certificate of insurance on his life, issued by the United States through the Bureau of War Risk Insurance on September 5, 1918. His wife, Mary Lucinda Jackson, was named as beneficiary. He died intestate March 21, 1921, a resident of Craig County, Oklahoma, leaving him surviving his wife and a son named James Lee Roy Jackson, a minor child about seven months old. In March, 1922, the child died, of course intestate; and in March, 1923, the widow died intestate, in the meantime having married Charley Singleton, one of the petitioners. No part of the insurance due under the certificate was paid during the lifetime of the insured or beneficiary; but the sum accrued between March 31, 1921, and March 30, 1923, has since been paid to the administrator of the estate of Mary Lucinda Jackson, who, at the time of her death, was Mary Lucinda Singleton. The amount of insurance due to the insured on account of permanent disability has been paid to the administrator de bonds non of the estate of Lee Ray Jackson. The remaining installments of the life insurance were commuted and the sum thereof, fixed by the War Risk Bureau, was also paid to the administrator last named. Such payments of the disability insurance and the sum of the commuted installments were authorized by the Veterans' Bureau and the administrator directed to distribute the amounts in accordance with the intestacy laws of the state of the insured's last legal residence, an award in favor of the administrator in each case having previously been made. The respondents, Edith Cheek, nee Jackson, and Jewel Braziel, nee Jackson, are sisters, and Emmett Jackson is a brother, of Lee Ray Jackson. Neither his father nor his mother survived him. George Davis and Maggie Davis are the parents of Mary Lucinda Singleton, but neither they nor Charley Singleton are blood kin to the insured.

During her lifetime Mary Lucinda Jackson administered the estate of Lee Ray Jackson, and upon her final report the court having probate jurisdiction found that she was entitled to all of the estate of the deceased Lee Ray Jackson, one-half in her own right, and the other one-half in the right of the minor child above named. A decree of heirship to that effect was duly entered.

In the administration following the death of Mary Lucinda Singleton and the infant son of Lee Ray Jackson, the same court determined that petitioners were entitled to the disability insurance which accrued before the death of the insured, but that respondents were entitled to the commuted value of the insurance falling due after the death of the beneficiary, holding that the commuted balance of such insurance was payable to the estate of the insured, but vested in the heirs next surviving within the permitted class of beneficiaries designated by the War Risk Insurance Act of 1917, c. 105, Art. 4, § 402, 40 Stat. 398, 409, as amended by the World War Veterans' Acts of 1919, c. 16, § 13, 41 Stat. 371, 375, and of 1924, c. 320, §§ 300, 303, 43 Stat. 607, 624, 625. The case was appealed to a state district court, where a different judgment was rendered. From that judgment an appeal was taken to the Supreme Court of Oklahoma, where it was twice heard. That court first sustained the petitioners' contention. Subsequently, upon rehearing, it held in favor of the respondents in respect of the commuted installments accruing after the death of the beneficiary, and in favor of petitioners as to those accruing before her death, following a decision of the Supreme Court of Kentucky in Sutton's Executor v. Barr's Administrator, 219 Ky. 543; 293 S.W. 1075, in which that court had decided that the heirs of the insured in being at the time of the death of the beneficiary took the property, and not those who were heirs at the time of the death of the insured. 7 P.2d 140.

But see Mefford v. Mefford, 231 Ky. 127 ; 21 S.W.2d 151, and Mason's Adm'r v. Mason's Guardian, 239 Ky. 208, 39 S.W.2d 211, 213-214, which seem to overrule Sutton's Executor v. Barr's Administrator.

By the first Oklahoma decision the doctrine of the Kentucky case, just cited, was expressly disapproved; and, following the view of a number of other state decisions to the contrary, it was held that the decree of the county court in the original administration of the Jackson estate fixed the parties entitled to inherit all his estate, "whether the assets were then in the hands of the administrator, or later came into the possession of an administrator de bonis non"; and that when the widow died these assets became assets of her estate, to be distributed among her heirs. By the second Oklahoma decision this was reversed, upon the authority of the very case which had been distinctly rejected in the first decision.

We are of opinion that the first decision was right, and the second wrong. Undoubtedly, by § 15 of the War Risk Insurance Amending Act of 1919, war risk insurance, after the death of the designated beneficiary, became payable to such person or person within the permitted class of beneficiaries (enumerated in § 402, Act of 1917, as amended by § 13, Act of 1919) as would, under the laws of the state of the residence of the insured, be entitled to his personal property in case of intestacy. The second decision of the state supreme court, therefore, would have been entirely correct if no change had been made in the statute. But a radical change had been effected prior to the award of insurance made by the Veterans' Bureau on August 18, 1925. The Act of March 4, 1925, c. 553, 43 Stat. 1302, 1310, amended § 303 of the World War Veterans' Act of 1924 (which had in turn amended and modified the preceding acts), to read as follows:

"Sec. 15. That if any person to whom such yearly renewable term insurance has been awarded dies, or his rights are otherwise terminated after the death of the insured, but before all of the two hundred and forty monthly installments have been paid, then the monthly installments payable and applicable shall be payable to such person or persons within the permitted class of beneficiaries as would, under the laws of the State of residence of the insured, be entitled to his personal property in case of intestacy; and if the permitted class of beneficiaries be exhausted before all of the two hundred and forty monthly installments have been paid, then there shall be paid to the estate of the last surviving person within the permitted class the remaining unpaid monthly installments."

"If no person within the permitted class be designated as beneficiary for yearly renewable term insurance by the insured either in his lifetime or by his last will and testament or if the designated beneficiary does not survive the insured or survives the insured and dies prior to receiving all of the two hundred and forty installments or all such as are payable and applicable, there shall be paid to the estate of the insured the present value of the monthly installments thereafter payable, said value to be computed as of date of last payment made under any existing award."

The amendment, in express terms, was made retroactive so as to take effect as of October 6, 1917, a provision undoubtedly within the power of Congress, for the reasons stated by this court in White v. United States, 270 U.S. 175.

By that amendment, the rule, which, upon the happening of the contingencies named in the prior acts, limited the benefit of the unpaid installments to persons within the designated class of permittees, was abandoned, and "the estate of the insured" was wholly substituted as the payee. All installments, whether accruing before the death of the insured or after the death of the beneficiary named in the certificate of insurance, as a result, became assets of the estate of the insured as of the instant of his death, to be distributed to the heirs of the insured in accordance with the intestacy laws of the state of his residence, such heirs to be determined as of the date of his death, and not as of the date of the death of the beneficiary. The state courts, with almost entire unanimity, have reached the same conclusion. Judgment reversed.

Cases in accord with the text: In re Young's Estate, 1 P.2d 523, 525; Garland v. Anderson, 88 Colo. 341, 346, et seq.; 296 P. 1023; Condon v. Mallan, 58 App.D.C. 371, 372; 30 F.2d 995, 996; Tolbert v. Tolbert, 41 Ga. App. 737; 154 S.E. 655; In re Estate of Pivonka, 202 Iowa 855, 858; 211 N.W. 246; Robbins, Petitioner, Page 498 126 Me. 555; 140 A. 366; Woodworth v. Tepper, 152 Md. 332, 334; 136 A. 536; In re Dempster's Estate, 247 Mich. 459, 462-464; 226 N.W. 243; Williams v. Eason, 148 Miss. 446, 454-455; 114 So. 338; Matter of Storum, 220 A.D. (N.Y.) 472, 476; 221 N.Y.S. 771; Trust Co. v. Brinkley, 196 N.C. 40, 44; 144 S.E. 530; In re Estate of Pruden, 199 N.C. 256; 154 S.E. 7; Re Root, 58 N.D. 422, 428; 226 N.W. 598; Palmer v. Mitchell, 117 Ohio St. 87, 93; 158 N.E. 187; Ogilvie's Estate, 291 Pa. 326, 331-334; 139 A. 826; National Union Bank v. McNeal, 148 S.C. 30, 37; 145 S.E. 549; Whaley v. Jones, 152 S.C. 328, 333 et seq.; 149 S.E. 841; Moss v. Moss, 158 S.C. 243, 246; 155 S.E. 597; Wade v. Madding, 161 Tenn. 88, 93 et seq.; 28 S.W.2d 642; Elben v. Jordan, 161 Tenn. 509, 515; 33 S.W.2d 65; Battaglia v. Battaglia, 290 S.W. (Tex.Civ.App.) 296, 298; Turner v. Thomas, 30 S.W.2d (Tex.Civ.App.) 558; In re Hogan's Estate, 297 P. 1007, 1008; Price v. McConnell, 153 Va. 567, 572; 149 S.E. 515; Stacy v. Culbertson, 160 S.E. 50, 51; Estate of Singer, 192 Wis. 524, 527; 213 N.W. 479.
Cases either directly or apparently to the contrary: Sutton's Executor v. Barr's Administrator, 219 Ky. 543; 293 S.W. 1075; Sizemore v. Sizemore's Guardian, 222 Ky. 713; 2 S.W.2d 395; (the later Kentucky cases of Mefford v. Mefford, 231 Ky. 127; 21 S.W.2d 151, and Mason's Administrator v. Mason's Guardian, 239 Ky. 208; 39 S.W.2d 211, 213-214, apparently disagree with the earlier view); In re Estate of Hallbom, 179 Minn. 402; 229 N.W. 344; Tax Commission v. Rife, 119 Ohio St. 83; 162 N.E. 390; Fisher's Estate, 302 Pa. 516; 153 A. 736; In re Cross' Estate, 152 Wn. 459; 278 P. 414.


Summaries of

Singleton v. Cheek

U.S.
Feb 15, 1932
284 U.S. 493 (1932)

In Singleton v. Cheek, 284 U.S. 493. where the circumstances were similar to those presented here, nothing was paid under the policy until after the death of the wife, the designated beneficiary.

Summary of this case from McCullough v. Smith

In Singleton v. Cheek, supra, 496, we held that, when the insured and designated beneficiary die successively intestate, the commuted amount of the installments not accrued when the beneficiary dies is to be paid to the estate of the insured for distribution to his heirs and that the heirs are to be determined as of the time of his death in accordance with the laws of the state where he resided and are not limited to the class of beneficiaries designated by the Act.

Summary of this case from Pagel v. Pagel

In Singleton v. Cheek, 284 U.S. 493, 52 S. Ct. 257, 76 L. Ed. 419, 81 A.L.R. 923 (1932), a soldier who had named his wife as the beneficiary of his yearly renewable term insurance, died intestate, leaving wife and minor son as his next of kin. Then this son and subsequently his widow, who had remarried, died.

Summary of this case from Brown v. United States

In Singleton v. Cheek the court had before it a situation where the insured had died intestate and the same is true with regard to most of the decisions in the State courts. The case before us goes further, and we must determine whether, where the insured leaves a will sufficient in its terms to bequeath to a beneficiary named therein, the commuted value of the instalments unpaid at the death of a beneficiary will pass under that will.

Summary of this case from Monzillo v. Pelosi

In Singleton v. Cheek, 284 U.S. 493, 497, 52 Sup. Ct. 257, the Supreme Court of the United States interpreted the provision last quoted in its relation to the portion of § 300 which we have also quoted as follows: "By that amendment, the rule, which, upon the happening of the contingencies named in the prior Acts, limited the benefit of the unpaid installments to persons within the designated class of permittees, was abandoned, and `the estate of the insured,' was wholly substituted as the payee.

Summary of this case from Monzillo v. Pelosi

In Singleton v. Cheek, 284 U.S. 493, 52 S.Ct., 257, the court discusses the War Risk Insurance Act, as originally passed, and as amended, by the Act of March 4, 1925, (which amendment is as above copied), and points out the vital change.

Summary of this case from State ex rel. Koontz v. Wells

In Singleton v. Cheek, 284 U.S. 493, 52 S.Ct. 41, 76 L.Ed. 419, 81 A.L.R. 923, the court, in referring to the Act of March 4, 1925, § 14, amending section 303 of the World War Veterans' Act of 1924 (38 USCA § 514), said: "By that amendment, the rule, which, upon the happening of the contingencies named in the prior acts, limited the benefit of the unpaid installments to persons within the designated class of permittees, was abandoned, and `the estate of the insured' was wholly substituted as the payee.

Summary of this case from United States v. Rose
Case details for

Singleton v. Cheek

Case Details

Full title:SINGLETON ET AL. v . CHEEK ET AL

Court:U.S.

Date published: Feb 15, 1932

Citations

284 U.S. 493 (1932)
52 S. Ct. 257
76 L. Ed. 419
81 A.L.R. 923

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