Opinion
June 9, 1997
Appeal from the Supreme Court, Nassau County (Ain, J.).
Ordered that the order is reversed insofar as appealed from, on the law, with costs, and the matter is remitted for the entry of a judgment declaring that the plaintiff is not required to defend and indemnify the defendants in connection with the underlying personal injury action.
The homeowner's policy issued by the plaintiff insurance carrier New York Central Mutual Fire Insurance Company to the defendants Catina and Christopher Filakouris required, inter alia, that they provide the plaintiff with notice of any "occurrences" "as soon as practical". Under the circumstances of this case, a delay of approximately one year in providing notice of the incident to the plaintiff was unreasonable (see, Allstate Ins. Co. v. Grant, 185 A.D.2d 911; see also, Security Mut. Ins. Co. v. Acker-Fitzsimmons Corp., 31 N.Y.2d 436, 440; Deso v London Lancashire Indem. Co., 3 N.Y.2d 127; Vradenburg v Prudential Prop. Cas. Ins. Co., 212 A.D.2d 913; E.B. Gen. Contr. v. Nationwide Ins. Co., 189 A.D.2d 796; Platsky v. Government Empls. Ins. Co., 181 A.D.2d 764; Virtuoso v. Aetna Cas. Sur. Co., 134 A.D.2d 252).
In light of our conclusion, we need not reach the plaintiff's remaining contention.
Bracken, J.P., Rosenblatt, Thompson and Krausman, JJ., concur.