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King v. Nat'l Gen. Ins. Co.

United States District Court, Northern District of California
Apr 17, 2023
15-cv-00313-DMR (N.D. Cal. Apr. 17, 2023)

Opinion

15-cv-00313-DMR

04-17-2023

EDD KING, et al., Plaintiffs, v. NATIONAL GENERAL INSURANCE COMPANY, et al., Defendants.


ORDER DENYING PLAINTIFFS' MOTION TO APPLY THE DISCOVERY RULE RE: DKT. NO. 255

Donna M. Ryu Chief Magistrate Judge

In a joint discovery letter dated December 22, 2022, Plaintiffs invoked the discovery rule and sought to obtain discovery extending back to January 1, 2008. [Docket No. 239.] At the February 9, 2023 hearing on the discovery dispute, the court ordered Plaintiffs to file a brief setting out the law and facts in support of their position that the liability period in this putative class action should extend back to 2008. [Docket No. 251 (“Minute Order”).] Plaintiffs timely filed a motion to apply the discovery rule. [Docket No. 255 (“Mot.”).] Defendants opposed and Plaintiffs replied. [Docket Nos. 257 (“Opp.”); 259 (“Reply”).] This matter is suitable for determination without oral argument. Civ. L. R. 7-1(b). Plaintiffs' motion is denied.

In general, a claim accrues upon “the occurrence of the last element essential to the cause of action.” Darringer v. Intuitive Surgical, Inc., No. 5:15-CV-00300-RMW, 2015 WL 4623935, at *3 (N.D. Cal. Aug. 3, 2015) (quoting Aryeh v. Canon Bus. Solutions, Inc., 55 Cal.4th 1185, 1191 (2013)). “An important exception to the general rule of accrual is the discovery rule, which postpones accrual of a cause of action until the plaintiff discovers, or has reason to discover, the cause of action.” Rushing v. Williams-Sonoma, Inc., No. 16-CV-01421-WHO, 2022 WL 2833980, at *4 (N.D. Cal. July 20, 2022) (quoting Fox v. Ethicon Endo-Surgery, Inc., 35 Cal.4th 797, 807 (2005)).

Plaintiffs contend that the discovery rule applies to their claims. However, no one has argued that Plaintiffs' claims would be barred but-for application of the discovery rule. To the contrary, Defendants acknowledge that “Plaintiffs filed their Complaint on January 22, 2015, and timely asserted claims that carry a four-year statute of limitations.” Opp'n at 1.

As Defendants point out, Plaintiffs have not explained the significance of the discovery rule with regards to the temporal scope of the class. Opp'n at 1, 5. They do not cite a single case discussing the effect of the discovery rule on the potential temporal scope of a class action. They also failed to submit any facts or evidence related to putative class members. On reply, Plaintiffs assert only that “a reasonable class member would not have discovered her claim against National General before this case was filed, making the discovery rule applicable classwide.” Reply at 1. They aver that “whether the discovery rule applies to the class claims presents common questions of fact and law to be resolved at a classwide trial, not on a discovery motion.” Id.

The court disagrees. As noted above, Plaintiffs were specifically ordered to file a brief supporting their claim that the liability period in this case should go back to 2008. See Minute Order. Plaintiffs have not made this showing. Accordingly, Plaintiffs' motion to apply the discovery rule is denied.

IT IS SO ORDERED.


Summaries of

King v. Nat'l Gen. Ins. Co.

United States District Court, Northern District of California
Apr 17, 2023
15-cv-00313-DMR (N.D. Cal. Apr. 17, 2023)
Case details for

King v. Nat'l Gen. Ins. Co.

Case Details

Full title:EDD KING, et al., Plaintiffs, v. NATIONAL GENERAL INSURANCE COMPANY, et…

Court:United States District Court, Northern District of California

Date published: Apr 17, 2023

Citations

15-cv-00313-DMR (N.D. Cal. Apr. 17, 2023)