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Hudson City Sav. Bank v. DePasquale

Supreme Court, Appellate Division, Second Department, New York.
Jan 8, 2014
113 A.D.3d 595 (N.Y. App. Div. 2014)

Summary

affirming denial of plaintiff's motion for summary judgment and grant of defendants' cross-motion for summary judgment where the undisputed evidence established that plaintiff's RPAPL § 1304 notice contained "a factual inaccuracy"

Summary of this case from CIT Bank v. Donovan

Opinion

2014-01-8

HUDSON CITY SAVINGS BANK, etc., appellant, v. Neil H. DePASQUALE, et al., respondents, et al., defendants.

Cohn & Roth, Mineola, N.Y. (William Roth and Michael J. Sweeney of counsel), for appellant. Clair & Gjertsen, Scarsdale, N.Y. (Ira S. Clair of counsel), for respondents.


Cohn & Roth, Mineola, N.Y. (William Roth and Michael J. Sweeney of counsel), for appellant. Clair & Gjertsen, Scarsdale, N.Y. (Ira S. Clair of counsel), for respondents.

In an action to foreclose a mortgage, the plaintiff appeals from an order of the Supreme Court, Westchester County (Lefkowitz, J.), entered May 22, 2012, which denied its motion for summary judgment and granted the cross motion of the defendants Neil H. DePasquale and Deborah L. DePasquale, in effect, for summary judgment dismissing the complaint insofar as asserted against them.

ORDERED that the order is affirmed, with costs.

Contrary to the plaintiff's contentions, it failed to tender sufficient evidence demonstrating the absence of material issues as to its strict compliance with RPAPL 1304 ( see Aurora Loan Servs., LLC v. Weisblum, 85 A.D.3d 95, 105–106, 923 N.Y.S.2d 609). As the plaintiff concedes, its notice to the homeowners required by RPAPL 1304 contained a factual inaccuracy. The plaintiff's failure to make a prima facie showing of strict compliance with RPAPL 1304 requires denial of its motion for summary judgment, regardless of the sufficiency of the opposing papers ( see Aurora Loan Servs., LLC v. Weisblum, 85 A.D.3d at 106, 923 N.Y.S.2d 609; Alvarez v. Prospect Hosp., 68 N.Y.2d 320, 324, 508 N.Y.S.2d 923, 501 N.E.2d 572).

Based on the same evidence, the defendants Neil H. DePasquale and Deborah L. DePasquale on their cross motion, in effect, for summary judgment, established their prima facie entitlement to judgment as a matter of law dismissing the complaint insofar as asserted against them. In opposition, the plaintiff failed to raise a triable issue of fact.

Accordingly, the Supreme Court properly denied the plaintiff's motion for summary judgment and granted the DePasquales' cross motion for summary judgment dismissing the complaint insofar as asserted against them.

The plaintiff's remaining contention need not be reached in light of our determination. RIVERA, J.P., BALKIN, HALL and SGROI, JJ., concur.


Summaries of

Hudson City Sav. Bank v. DePasquale

Supreme Court, Appellate Division, Second Department, New York.
Jan 8, 2014
113 A.D.3d 595 (N.Y. App. Div. 2014)

affirming denial of plaintiff's motion for summary judgment and grant of defendants' cross-motion for summary judgment where the undisputed evidence established that plaintiff's RPAPL § 1304 notice contained "a factual inaccuracy"

Summary of this case from CIT Bank v. Donovan

affirming denial of plaintiff-mortgagee's summary judgment motion where "its notice to the homeowners required by RPAPL 1304 contained a factual inaccuracy" in its calculation of the number of days homeowners were in default

Summary of this case from Gustavia Home, LLC v. Hoyer

In Hudson City Savings Bank v. DePasquale, 977 N.Y.S.2d 895 (App. Div. 2014), the Second Department upheld the dismissal of a complaint in a foreclosure action when the bank's calculation as to the number of days the debtor was in default was off by nine days, and the bank did not commence the foreclosure action until nine months after service of the notice.

Summary of this case from CIT Bank v. Anderson

In Hudson City Savings Bank v. DePasquale, 113 AD3d 595 (2d Dept 2014) there was a factual inaccuracy in the notice; in Flagstar Bank v Damaro, 145 AD3d 858 (2d Dept 2016) the cure date for the default was set in the notice two days before the notice was sent, making it impossible to comply; in Aurora Loan Service, LLC v. Weisblum, supra, only one of the borrowers was sent the notice; and in First National Bank v. Silver, supra, the notice required by RPAPL § 1303 was not served with the complaint.

Summary of this case from JPMorgan Chase Bank v. Lebovic
Case details for

Hudson City Sav. Bank v. DePasquale

Case Details

Full title:HUDSON CITY SAVINGS BANK, etc., appellant, v. Neil H. DePASQUALE, et al.…

Court:Supreme Court, Appellate Division, Second Department, New York.

Date published: Jan 8, 2014

Citations

113 A.D.3d 595 (N.Y. App. Div. 2014)
113 A.D.3d 595
2014 N.Y. Slip Op. 91

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