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Bonfitto v. Nationwide Mut. Ins. Co.

Supreme Court of Pennsylvania
Jan 17, 1962
177 A.2d 453 (Pa. 1962)

Opinion

November 15, 1961.

January 17, 1962.

Judgments — Conclusiveness — Former trespass action — Successful defense of statute of limitations — Subsequent action in assumpsit — Action against tortfeasor's isurer — Statement by claims adjuster.

In this action of assumpsit on the basis of promissory estoppel against a liability insurance company, in which it appeared that plaintiff had originally been injured as a result of the negligence of the defendant's insured and that in an earlier action of trespass against the insured it had been held that certain statements by the insurance adjuster did not constitute any waiver of the statute of limitations or estop defendant from pleading it as a defense and that that action was barred by the statute of limitations; and thereafter the plaintiff instituted this action of assumpsit and relied upon exactly the same testimony as he had given and relied upon in the prior action with respect to statements made by the insurance adjuster; and the jury found a verdict in favor of the plaintiff whereupon the court below entered judgment non obstante veredicto, it was Held that the judgment of the court below should be affirmed.

Mr. Justice COHEN concurred in the result.

Mr. Justice MUSMANNO filed a dissenting opinion.

Before BELL, C. J., MUSMANNO, JONES, COHEN, EAGEN and ALPERN, JJ.

Appeal, No. 468, Jan. T., 1961, from judgment of Superior Court, Oct. T., 1961, No. 14, affirming order of Court of Common Pleas of Northampton County, June T., 1959, No. 54, in case of Marco Bonfitto v. Nationwide Mutual Insurance Company et al. Judgment affirmed; reargument refused February 6, 1962.

Same case in Superior Court: 195 Pa. Super. 546.

Assumpsit. Before WOODRING, J.

Verdict for plaintiff; defendants' motion for judgment non obstante veredicto granted. Plaintiff appealed to Superior Court which affirmed judgment, opinion by WRIGHT, J.; FLOOD, J., filed a dissenting opinion, in which ERVIN, J., joined. Appeal to Supreme Court allowed.

William C. Cassebaum, with him Thomas Arcorace, for appellant.

James B. McGiffert, with him Fackenthal, Teel McGiffert, for appellees.


Plaintiff, in May, 1959, sued defendant and Bell in assumpsit on the basis of promissory estoppel, and Bell for deceit. The damages claimed were for personal injuries resulting from the insurance company's insured running over plaintiff's foot. At trial the action against Bell for deceit was withdrawn and the jury found for Bonfitto against the Insurance Company in the sum of $3564. If Bell's employer was liable because of Bell's representations, it is difficult to understand how Bell could be absolved and his employer found liable. The Court of Common Pleas entered judgment non obstante veredicto. This judgment was affirmed by the Superior Court on the theory of the law of the case.

The instant case arose under, or as a result of, the following circumstances: On September 22, 1954, Marco Bonfitto brought an action of trespass for injuries to his foot which allegedly resulted from Joseph Bonfitto backing Antonio Bonfitto's car over Marco's foot. Marco, Joseph and Antonio were brothers. Antonio Bonfitto was insured by Nationwide Mutual Insurance Company. The trespass case was tried by Judge WOODRING without a jury on the basis of the pleadings and a stipulation of the parties. The relevant portions of Judge WOODRING's opinion, which made absolute defendant's motion for judgment on the pleadings and directed a judgment be entered for defendant, are as follows:

Formerly known as Farm Bureau Insurance Company.

". . . Plaintiff testified that following the accident of March 19, 1952, Edgar T. Bell, who called himself an adjuster for Farm Bureau, visited plaintiff in May or June of 1952, and that Mr. Bell told plaintiff: 'Take care of the foot. Come see me . . . when Dr. Johnson discharge you'. The next visit was three months later, August or September 1952, and plaintiff testified that the only conversation was Mr. Bell's inquiry about plaintiff's foot. Mr. Bell visited a third time, October or November 1952, at which time plaintiff testified Mr. Bell said: 'Take care of foot. When Dr. Johnson discharge, you come see me up at the office. I no come around no more.'

. . . ". . . we find no fraud nor concealment. A Mr. Bell, allegedly a representative of defendants' insurance carrier, but doubtless without any knowledge of or authority from defendants, asked plaintiff how his injuries were and said: 'Take care of the foot'. 'Come see me when Dr. Johnson discharge you'. It is to be noted that Mr. Bell did not say: 'We are legally liable for your expenses', or, 'We will compensate you for your injuries'. More than that, however, Mr. Bell's last visit was October or November of 1952, 19 or 20 months before the expiration of the statutory period for the institution of suit. On that occasion plaintiff admits that Mr. Bell said: 'I no come around no more'. In other words, Bell did not deceive plaintiff or lure him into the belief that Bell would continue to call.

". . . defendants never committed themselves to pay anything, gave fair warning that they would not call upon plaintiff again and did not misrepresent the law of the statute of limitations."

This Court affirmed the judgment on the opinion of Judge WOODRING, 391 Pa. 187, 137 A.2d 277.

In the instant case Marco Bonfitto alleged he was discharged on June 3, 1954, and that on the same day he went to see Bell, who refused to make any payment, stating that the Statute of Limitations had expired on March 20, 1954. In May, 1959, plaintiff Marco Bonfitto brought the present actions and relied upon exactly the same testimony as he had given and relied upon in the original trespass case of Marco Bonfitto v. Antonio and Joseph Bonfitto, namely, that Bell had made the aforesaid alleged representations. This was more than 7 years after the plaintiff's accident, and approximately 5 years after Marco Bonfitto had been discharged by his doctor.

To allow a recovery in the instant case, based upon exactly the same testimony as to Bell's above mentioned alleged representations to Bonfitto, which the Trial Judge, sitting as a jury, and the Court en banc, and this Court, held were insufficient (1) to constitute a promise to pay plaintiff anything, and (2) did not deceive plaintiff, would make a mockery of Law and Justice.

Judgment affirmed.

Mr. Justice COHEN concurs in the result.


I would reverse on the Opinion of Judge FLOOD. I do not write a dissenting opinion here because Judge FLOOD's opinion is so well reasoned, so factually ballasted, so authoritatively supported, so completely unanswered by the majority Opinion of the Superior Court, that to add to his brilliant and shattering dissent would be as superfluous as "to smooth the ice, or add another hue unto the rainbow."


Summaries of

Bonfitto v. Nationwide Mut. Ins. Co.

Supreme Court of Pennsylvania
Jan 17, 1962
177 A.2d 453 (Pa. 1962)
Case details for

Bonfitto v. Nationwide Mut. Ins. Co.

Case Details

Full title:Bonfitto, Appellant, v. Nationwide Mutual Insurance Company

Court:Supreme Court of Pennsylvania

Date published: Jan 17, 1962

Citations

177 A.2d 453 (Pa. 1962)
177 A.2d 453

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